Protecting merchants against fraud


Merchant 911

Merchant Resource Center

   Back to the RESOURCE CENTER  |  Back to the Main Pages  |  Fraud Articles  |  Press Room  |  Privacy Policy |  THE BLOG |  FAQ

Service Objects

Merchant 911 Vendor Resources

Fraud Screening Only

preCharge - Does it all
MaxMind - Experts in GeoLocation
GeoDetector - Keep fraudsters off your site!
FraudSmack - Smack down fraud!
Service Objects - Comprehensive Real-time Validation Services

More vendors currently under evaluation


Full Service Solutions

Cardinal Commerce - A full service solution using Payer Authentication - the Ultimate fraud prevention!

More vendors currently under evaluation


Related Resources

Learn how merchants are scammed and how to protect yourself!
Prevent E-Commerce Chargebacks

Let these folks handle the ones that do get through!
Chargeback Experts

More vendors currently under evaluation

Service Objects

Service Objects, Inc. is the industry leader in online validation services. Its DOTS Web Services provide real-time verification designed to improve and validate contact information at the point-of-entry.


DOTS Lead Validation™

DOTS Lead Validation, initially designed to evaluate and improve online lead quality, has emerged as an invaluable tool in preventing credit card fraud and chargebacks. The service validates the name, address, phone, email, IP and the cross-validation between them in real-time.

Reject bogus leads

The result is a simple to use overall score from 0 to 100, based on both the component validation and cross-validation. Merchants can use the overall score with their own accept, reject and review thresholds to make their billing applications as strict or lenient as the wish.

Here is an example of how one merchant used the overall score:

Scoring a transaction

 

Reduce Affiliate Fraud

Validating and cross-validating all the contact information makes it much more difficult for an affiliate to impersonate a real user. Other fraud prevention solutions rely primarily on IP address which allows fraudulent users to more easily complete the payment process by entering only partially correct contact information.


Reduce Friendly Fraud

Users that enter a bogus piece of contact information are much more likely to chargeback. By identifying bogus information you can allow the committed users to re-input real information, while the chargeback-likely users will usually be discouraged by the requirement of valid contact information.


Increase AVS Match Rate

An added bonus of DOTS Lead Validation is address correction. The system is extremely good at correcting mistyped or oddly formatted addresses. If the address is found to be valid, the system will return the USPS standardized address with the zip+4 appended. Using this corrected and standardized address with the AVS system will reduce AVS false negatives dramatically.


Free Trial

Visit the DOTS Lead Validation Product Page to sign up for a free trial key, inquire about a free batch or to learn more.

 

Service Objects

Merchant 911 Approved Vendors