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	<title>Comments on: Credit Card Data Breach at Heartland Payment Systems</title>
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	<link>http://www.merchant911.org/blog/index.php/2009/01/20/credit-card-data-breach-at-heartland-payment-systems/</link>
	<description>Comments on credit card fraud from the E-Commerce Merchant point of view by Tom Mahoney, Founder and Director of Merchant911.org</description>
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		<title>By: Staci Cash</title>
		<link>http://www.merchant911.org/blog/index.php/2009/01/20/credit-card-data-breach-at-heartland-payment-systems/comment-page-1/#comment-1807</link>
		<dc:creator>Staci Cash</dc:creator>
		<pubDate>Mon, 02 Feb 2009 04:17:20 +0000</pubDate>
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		<description>Hi there.

I am not sure why Heartland and/or Chase keep saying that Social Security numbers were not breached.  I had my personal information stolen in this situation and the criminals have enough information on me to not only attempt to make transactions on my current accounts, but also they have opened new accounts since 1/24/2009.  To me this means that they have my name, social security number, address, birthdate and whatever else they may need to open a new account.  In addition, 2 of the cards that attempted and successful charges were made on have not been used for the past, at least, 2 years.  So...obviously...these companies are hiding something more because if I know I haven&#039;t used 2 of my compromised credit cards in at least the past 2 years, how can the security breach with regards to transactions processed have happened within the past 6 months?</description>
		<content:encoded><![CDATA[<p>Hi there.</p>
<p>I am not sure why Heartland and/or Chase keep saying that Social Security numbers were not breached.  I had my personal information stolen in this situation and the criminals have enough information on me to not only attempt to make transactions on my current accounts, but also they have opened new accounts since 1/24/2009.  To me this means that they have my name, social security number, address, birthdate and whatever else they may need to open a new account.  In addition, 2 of the cards that attempted and successful charges were made on have not been used for the past, at least, 2 years.  So&#8230;obviously&#8230;these companies are hiding something more because if I know I haven&#8217;t used 2 of my compromised credit cards in at least the past 2 years, how can the security breach with regards to transactions processed have happened within the past 6 months?</p>
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		<title>By: Tom Mahoney</title>
		<link>http://www.merchant911.org/blog/index.php/2009/01/20/credit-card-data-breach-at-heartland-payment-systems/comment-page-1/#comment-1787</link>
		<dc:creator>Tom Mahoney</dc:creator>
		<pubDate>Wed, 21 Jan 2009 21:24:43 +0000</pubDate>
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		<description>Greg, you are correct.  I&#039;ve deleted the reference to the Post article but I do stand by my 300 Million number.

Thanks for catching the 999 million record typo!</description>
		<content:encoded><![CDATA[<p>Greg, you are correct.  I&#8217;ve deleted the reference to the Post article but I do stand by my 300 Million number.</p>
<p>Thanks for catching the 999 million record typo!</p>
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		<title>By: Greg Patrick</title>
		<link>http://www.merchant911.org/blog/index.php/2009/01/20/credit-card-data-breach-at-heartland-payment-systems/comment-page-1/#comment-1786</link>
		<dc:creator>Greg Patrick</dc:creator>
		<pubDate>Wed, 21 Jan 2009 20:58:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.merchant911.org/blog/?p=185#comment-1786</guid>
		<description>I do not know if you can edit your blog,  but I think you may have said this incorrectly. 

The Washington Post is now reporting that the breach involves 1000 million accounts.

I think you meant 100 million.   The Washington post was referring to how many transactions it processes, not how many cards may have been breached.  I do think they should list all the retailers that use Heartland.  Consumers will not blame the merchants.  I even read a comment on the consumerist website that said Heartland didn&#039;t even notify the merchant(s) of card breach.</description>
		<content:encoded><![CDATA[<p>I do not know if you can edit your blog,  but I think you may have said this incorrectly. </p>
<p>The Washington Post is now reporting that the breach involves 1000 million accounts.</p>
<p>I think you meant 100 million.   The Washington post was referring to how many transactions it processes, not how many cards may have been breached.  I do think they should list all the retailers that use Heartland.  Consumers will not blame the merchants.  I even read a comment on the consumerist website that said Heartland didn&#8217;t even notify the merchant(s) of card breach.</p>
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